نوع مقاله : مقاله پژوهشی

نویسندگان

1 مرکز تحقیقات توسعه اجتماعی و ارتقاء سلامت، دانشگاه علوم پزشکی گناباد، گناباد، ایران

2 گروه علوم تربیتی، دانشگاه پیام نور، تهران، ایران

3 گروه آموزشی سلامت سالمندی، دانشکده پرستاری، مرکز تحقیقات پرستاری، دانشگاه علوم پزشکی گناباد، ایران

10.30476/smsj.2025.102796.1540

چکیده

 
مقدمه: نظر به اهمیتی که بهره‌مندی از سواد مالی و داشتن احساس بهزیستی بر عملکرد موفقیت‌آمیز تحصیلی و شغلی دانشجویان ایفا می‌کند، پژوهش حاضر با هدف تعیین نقش سواد مالی در بهزیستی تحصیلی دانشجویان دانشگاه علوم پزشکی در سال 1402- 1403 انجام شد.
مواد و روش‌ها: روش پژوهش از نوع توصیفی-همبستگی و جامعه‌ی آماری متشکل از کلیه‌ی دانشجویان دانشگاه علوم پزشکی گناباد در سال تحصیلی 1403 بود که باتوجه‌به فرمول کوکران تعداد 330 دانشجو به روش تصادفی طبقه‌ای انتخاب شدند. برای جمع‌آوری داده‌ها از پرسش‌نامه‌های سواد مالی معین‌الدین (1390) و بهزیستی تحصیلی پیترینن و همکاران (2014) استفاده شد. داده‌ها نیز با استفاده از آماره‌های توصیفی میانگین، انحراف استاندارد و آزمون‌های آماری استنباطی ضریب همبستگی پیرسون و رگرسیون چندگانه با استفاده از نرم‌افزار SPSS نسخه 20 تحلیل شدند.
یافته‌ها: نتایج نشان داد میانگین و انحراف معیار نمره‌ی کل دانشجویان در مقیاس سواد مالی و در مقیاس بهزیستی تحصیلی بالاتر از نقطه‌ی برش است. همچنین بین سواد مالی و بهزیستی تحصیلی رابطه‌ی معنی‌داری وجود دارد (0/230=r)، نتایج آزمون رگرسیون چندگانه 17/7درصد از واریانس بهزیستی تحصیلی را از طریق مؤلفه‌های کسب درآمد و پس‌انداز در مقیاس سواد مالی پیش‌بینی کرد. 
نتیجه‌گیری: کسب درآمد، پس‌انداز، بیمه و بازنشستگی توان تبیین بهزیستیِ تحصیلی را دارد. همچنین بهزیستی تحصیلی دانشجویان با مؤلفه‌ی سواد مالی پیش‌بینی می‌شود. این نتایج می‌توانند به مسئولان دانشگاهی کمک کند تا برنامه‌هایی برای دست‌یابی دانشجویان دانشگاه علوم پزشکی به مهارت‌هایی در زمینه‌ی کسب درآمد، پس‌انداز و بیمه و بازنشستگی برای ارتقاء سواد مالی دانشجویان ارائه دهند تا به افزایش بهزیستی تحصیلی آن‌ها کمک کنند. 
 

تازه های تحقیق

Asma Ebrahimian (Google Scholar)

Ali Akbar Ajam (Google Scholar)

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